Homeowner Insurance.

Protect your manufactured home.

You’ve worked hard and created a cherished environment for yourself and your loved ones. Bright makes it easy to protect that investment with specifically designed mobile home insurance policies.

Comprehensive Coverage

Your home is your biggest single investment. Bright provides manufactured homeowner insurance policies that include Stated Value coverage in the event of a total loss. That means you are compensated for the dollar amount listed on your policy, not a depreciated value. That eliminates an unwelcome surprise if the worst happens. Your policy can also include coverage for structures like sheds and unattached garages.

Partial Loss Protection

Most claims are for partial losses. Bright recommends policies that include replacement cost value when available by the carrier. Talk to us about the benefits of upgrading to Replacement Cost coverage.

Personal Property Protection

Your home is more than just the building. It’s also your treasured possessions, clothing, furniture, and small appliances. They can be damaged due to fire, burglary, vandalism or weather. Bright can add to your policy coverage for the Actual Cash Value of these items, or even the Replacement Cost.

Additional Living Expenses

Should your home become temporarily unlivable due to a covered loss, you need a place to stay, and meals and personal items to buy. Bright offers policies that have options to pay for these added expenses.

Personal Liability Protection

Accidents happen, and you can be held liable for any resulting bodily injury or property damage. Bright encourages our customers to add Personal Liability protection to their policy to provide for medical expenses or physical damage to another’s possessions.

 

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Special Extras

Fast and Reliable Claims Service

Immediate Catastrophe Aid
The companies we represent have well-earned reputations for getting you back on your feet quickly.

Flexible Payment Options
We accept check, credit card, and electronic payments, and payment plans can spread out your premium. Pick what works best for you.

Deductible Options
Choosing a higher deductible can lower your premium.

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